Infrastructure for digital financial services.
Payments, credit, lending, savings and more.
Why Helaplus
Build a new fintech product or add finance to the business you already run.
How it works
Everything you need to design, launch and operate digital financial services.
Awareness
Educate users about available digital financial services.
Onboarding
Register and verify customers to use your financial products.
Product Selection
Match customers with the right payment, credit or savings product.
Credit Scoring
Assess risk and eligibility based on your data and appetite.
Lending
Disburse loans, credit or advances to qualified customers.
Repayments
Collect scheduled and flexible repayments automatically.
Follow-up
Nudge customers and keep repayment behavior on track.
Recovery
Manage delinquencies and recover outstanding balances.
Secondary Market
Sell or syndicate loans to manage liquidity and risk.
Use cases
E-commerce & Retail
Buy Now, Pay Later, store credit and customer wallets to increase sales.
Marketplaces
Working capital, merchant credit and instant payouts for sellers.
SaaS & Software
Embedded payments, business accounts and payroll inside your platform.
Agriculture
Input financing, harvest advances and farmer wallets.
Healthcare
Medical financing, installments and health savings.
HR & Payroll
Salary advances, employee loans and savings products.
Education
School fee financing, parent wallets and staff advances.
Logistics & Gig
Earnings advances, driver loans and fuel financing.
Neobanks & Fintechs
Launch a digital bank, credit product or payment app.
Why Helaplus?
Faster
Launch financial products without building from scratch.
Flexible
Designed around your business model and customer data.
Integrated
Connects to your existing systems and channels.
Scalable
Start with one product and expand as you grow.
Build with Helaplus
Tell us what you're building. We'll help you design the right digital financial services and infrastructure.